Local payments you never have to second-guess.
Send and receive money with absolute certainty. Get the instant "Confirmed" checkmark every time, without the usual network delays.
Clear confirmations · Mobile money & bank payouts · Built for operations teams
Local payments that don't fail
Fiatsend helps you collect and send GHS payments with clear confirmations and reliable delivery. See supported corridors, and understand fees up front (see pricing).
Traceable payments
Every payment comes with a clear reference and real-time status, so you always know what happened.
Interoperable settlement
Send to local payout endpoints with reliable delivery and instant confirmations.
Phone-number accounts
Use a phone number to pay, get paid, and track transactions—simple and familiar.
Run your business, not your payment processor.
Because you have better things to do than chase receipts and check transaction statuses.
The only wallet you actually need.
Stop juggling different apps. Keep your money in one place and send it to any network without thinking twice.
Setup in seconds
Sign up with just your phone number. No jumping through hoops, and no getting locked into a single provider.
Send money instantly
Drop funds directly to friends, family, or vendors before you even close the app.
Forget about networks
Stop asking, "Which network are you on?" Just hit send, and we'll handle the routing behind the scenes.
Built for reliable delivery
Clear confirmations, traceable references, and security controls designed for everyday local payments.
Tiered KYC System
Compliance-friendly identity verification with multiple tiers for different transaction limits
Bank-Grade Security
Enterprise-level security with encrypted communications and secure key management
Regulatory Compliance
Built to meet international financial regulations and anti-money laundering requirements
Your funds are protected with enterprise-level security, regulatory compliance, and transparent operations. We're committed to maintaining the highest standards of security and privacy.
Loved by Users
See what our users are saying about everyday local payments.
"Fiatsend makes it easy to pay and get paid in Ghana cedis. I get instant confirmations and my customers trust it."
Kwame Asante
Software Engineer
Accra, Ghana
"The receipts and confirmations are clear. I can track payments without chasing anyone."
David Osei
Freelancer
Tema, Ghana
"Collecting payments is smoother now. Customers pay quickly and I can confirm instantly."
Fatima Ibrahim
Entrepreneur
Kumasi, Ghana
Stop guessing. Get instant payment confirmation.
Collect, pay out, and reconcile with clear references and real-time status—without the usual delays.
- Confirmed status
- Clear references
- Instant delivery