Connect your API
Create a sandbox, grab keys, and hit our REST endpoints — or use an SDK. Live in hours, not quarters.
# Install & authenticate
npm i @fiatsend/sdk
const client = new Fiatsend({ apiKey })
Payout infrastructure for Africa
Power payouts across Africa in seconds.
Launch in days. Instant settlement. Mobile money & bank rails. Compliance included. Stablecoin-powered — no local banking integrations required.
- No credit card required
- Sandbox in minutes
- Production onboarding available
- Settlement
- <10s
- Corridors
- 3+
- API uptime
- 99.9%
Settlement
Corridors
API uptime
console.fiatsend.com
Welcome back, Fiatsend
Here's what's happening with your account.
USDC Balance
$184,220
Available to send
GHS Balance
₵42,800
From payments & swaps
Success Rate
99.2%
1,284 completed
Transaction Volume
Last 7 days (completed transactions)
Jul 25262728293031
- Businesses onboarded
- 45+
- Transactions processed
- $6M+
- Median settlement
- <10s
- API uptime
- 99.9%
Businesses onboarded
Transactions processed
Median settlement
API uptime
Backed by & built on
Circle
Stellar
Stellar Development Foundation
Vonage for Startups
Tatum
SeevCash
MoneyGram
KYC / AML built inEncrypted at restWebhook signingSOC 2 (in progress)
The problem
African payouts are still painfully hard. They don't have to be.
Teams waste quarters stitching local rails together — then still miss settlement SLAs. Fiatsend replaces that stack with one API.
Without Fiatsend
With Fiatsend
A new MoMo API and bank partner for every country
One API for every African corridor
Opaque FX and corridor fees eating your margin
Transparent, predictable pricing per corridor
Payouts take hours or days to settle
Recipients paid in under 10 seconds
Silent failures and support tickets, no visibility
Real-time status, webhooks, full audit trail
Months of bank onboarding and compliance setup
KYC, AML, and reporting included from day one
One API. Instant local payouts. Compliance included.
Stop building payment rails. Start shipping product — create a free sandbox and send your first payout today.
How it works
Three steps from API key to paid recipient.
No local entity. No bank integrations. No multi-month corridor projects.
Send USDC
Fund treasury once. Trigger payouts with amount, phone or account, and corridor — we handle FX and rails.
POST /v1/payouts
{ amount: "500", currency: "USDC" }
{ destination: "GH · MoMo" }
Recipient gets paid instantly
Local currency lands in mobile money or bank — typically under 10 seconds — with webhooks and a full audit trail.
Settled · 8.2s
₵3,100 delivered
Ghana · MTN MoMo
- No credit card required
- Sandbox in minutes
- Production onboarding available
Business outcomes
Outcomes your board cares about — not feature checklists.
Fiatsend is built so finance, product, and engineering all win: faster launch, lower cost, instant settlement, cleaner compliance.
Launch faster
Go from idea to live African payouts in days — not the months it takes to stand up local banking partners.
Lower payout costs
Transparent FX and corridor pricing — keep more margin on every payroll, remittance, or marketplace payout.
Instant settlement
Recipients typically receive local currency in under 10 seconds — with status webhooks you can trust.
Built-in compliance
KYC, AML screening, and auditable trails ship with the product — so risk and finance stay ahead of growth.
Industry solutions
Built for the businesses moving money into Africa.
Exchanges, payroll, marketplaces, remittance, fintechs, AI, gaming, and creators — same rails, tailored outcomes. Pick your industry.
Problem
Users expect instant off-ramps to African mobile money and banks — without you owning every rail.
How Fiatsend helps
Offer USDC → local currency withdrawals in seconds via one Fiatsend integration.
Create sandbox for Crypto exchanges →Why teams choose Fiatsend
Built around the outcomes teams actually measure.
45+ businesses run live payouts on Fiatsend today. Here is what changes for the teams behind them.
Operations teams
Fewer "missing payout" tickets
Real-time status and confirmations replace manual follow-ups, speeding up reconciliation across corridors.
Finance teams
Clearer fees and routing decisions
Transparent per-corridor pricing makes payout cost predictable instead of a month-end surprise.
Engineering teams
One integration instead of a dozen
A single API replaces country-by-country bank and mobile money integrations — and the maintenance that comes with them.
Read how teams use Fiatsend in production.
FAQ
Questions businesses ask before they sign up.
Still unsure? Create a sandbox — most answers become obvious after your first test payout. See all FAQs →
Most successful payouts settle to mobile money or bank accounts in under 10 seconds. Exact timing depends on corridor and rail health — every payout exposes a full timeline in Console and via webhooks.
Start building today.
Create a free sandbox, send a test payout, and see African settlement in seconds — before you book a sales call.
- No credit card required
- Sandbox in minutes
- Production onboarding available